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Baggage Check

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Baggage Check: The limit on cash back

By Andrea Bonior
Andrea Bonior
Andrea Bonior (that's BONN-yer!) is a licensed clinical psychologist, professor, and writer. She completed her M.A. and Ph.D. in clinical psychology focusing on individual and group psychotherapy for young adults and specializing in the treatment of anxiety disorders and depression.

Q: I totally fell for a guy six months ago who I now believe is taking advantage of me financially. My heart is broken and I know that our relationship is not for the long haul. I want to fight to get some of my money back (I gave him “loans” for car repairs, paid some of his utilities and paid off some of his credit-card debt when his money was tight). My friends say just to cut my losses and drop it, that it will only get messier.

Your friends could be right, but you need to decide for yourself. There are three factors to weigh: how important that money is to you, how likely it is that he’ll repay it without a brouhaha, and how emotionally expensive that brouhaha would be.

There’s a cutoff, a point where having a couple hundred – or, if you’re a Kardashian, million – bucks back in your account is not worth continuing the pain. Only you can determine where that cutoff is, but if you decide to try for the money, you must create an additional limit: how long and hard you’re willing to push before throwing in the towel. By accepting that you’ve lost the financial battle and moving on, you’ll win the emotional war.

Q: My circle of friends is very into talking about their sex lives. It didn’t always seem to be this way, but a relatively new friend (who sort of became part of our group about two years ago) has always been very graphic, and the other women have followed suit. Now when we go out, I have to cringe a lot. I’m not a prude, but I’m not interested in dissecting sex all the time. I’m in a happy, committed relationship and don’t feel that it’s any of their business.

I’m assuming that you’ve tried to steer the conversation in other directions – jobs, books, pets, sports – and that these attempts are continually thwarted by the “We want details!” brigade. Do any of the other women in the group know your feelings? Can you talk to them about your discomfort level?

If no one else is motivated to help switch gears, you’ll have to maintain these friendships on a more individual basis. Single out pals for meals, where you’ll have more ability to keep the topics comfortable. And if people ask why you’re abstaining from larger get-togethers, you can give them another chance to give the sex talk a rest for a while.

Andrea Bonior is a clinical psychologist and the author of “The Friendship Fix.” www.drandreabonior.com.
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