Saving money doesn’t just happen. Here are three tips to make it easier:
Break down and become a coupon clipper. Start simple. Pick seven items you buy weekly. Browse your Sunday newspaper and clip only coupons for those seven items.
Great items to focus on include salad dressing, toothpaste, shampoo, toilet paper, paper towels, pet food, cereal and crackers or other snacks. Once you get more comfortable with couponing, add a few more items.
Eventually try to match your coupons with what what’s on sale to maximize your savings. This is a great time to stockpile.
Shop using the weekly grocery ad. Plan meals around what’s on sale that week. Setting a menu not only saves money, but saves time.
Take advantage of phone apps:
Grocery iQ: This app helps users create a grocery list that searches the Web for corresponding coupons that you can download and use when you get to the register.
SavingStar: Load your loyalty cards then visit the app to select discounts on items such as cereal, toothpaste, cleaning products and baking supplies. Any money saved gets deposited into your Saving Star account. Once you have $5 in your account, it can be downloaded into your checking, savings or PayPal account.
The Deal Diva now has a Twitter account, @DealDivaClt. Reach Tara at firstname.lastname@example.org
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