Don't Be a Victim

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Keep close tabs on your money, credit

With our current financial crisis, there are plenty of opportunities for criminals to take advantage of those worried about their money. Here are some easy safety rules to follow when it comes to your money.

Never let a strange Web site or an e-mail scammer dupe you into a get-rich-quick scheme. Never pay money to anyone who has promised to get money for you.

Do not give out any personal information unless YOU initiate the contact.

Talk directly with your banker or financial adviser about your concerns and the most practical way to get through this challenging time.

Be cautious when it comes to your personal credit. Check your credit statements closely for any unusual activity, and get free credit reports on a regular basis. If you have concerns, post a fraud alert with the three credit agencies.

Dan Starks is a personal safety specialist with the Observer's news partner, WCNC. dstarks@wcnc.com; 704-392-7233.

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