Foreclosure filings rose in 81 of 100 N.C. counties in the first half of 2008.

Two top executives have agreed to pay their bonuses from last year into the $50 million restitution fund the homebuilder is establishing for victims of its predatory lending practices.

Builder admits to charges of encouraging buyers to overstate income, but will escape prosecution because it agreed to pay victims and accepted responsibility for its actions.

Harold and Monica McKenzie were thrilled when they heard about a legal settlement requiring their mortgage lender, Countrywide Financial, to make its loans more affordable.

So far this year, foreclosure counselor Kerri Roseman has worked with 216 people fighting to save their homes.

Builder admits to charges of encouraging buyers to overstate income, but will escape prosecution because it agreed to pay victims and accepted responsibility for its actions.

Harold and Monica McKenzie were thrilled when they heard about a legal settlement requiring their mortgage lender, Countrywide Financial, to make its loans more affordable.

The number of foreclosures in Mecklenburg County has spiked since 2003. That's due largely to increasing foreclosures in neighborhoods of new starter homes, shown on the map in red.

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