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Real Estate

The Mortgage Professor: To avoid outliving your money, unlearn this mortgage shopping rule

Seniors who accumulate a nest egg during their working years that they then use to maintain their lifestyle during retirement risk running out of money if they live too long. With life expectancies increasing, that quandary is being labeled a "retirement funds crisis." Seniors who own homes, however, have a valuable option. They can use a reverse mortgage to reduce the risk of outliving their money. The proviso is that they need to unlearn what they thought they knew about shopping for a mortgage.

Real Estate

Tess Frame: 5 things you didn't know about FHA mortgage rates

The Federal Housing Administration is the government agency that sets standards for building construction, but for homeowners or home buyers it can be a lot more. FHA-approved loans can help borrowers overcome obstacles standing between them and homeownership, and give homeowners options to keep mortgage payments manageable.

Real Estate

UC Berkeley's Carol J. Galante, on making housing affordable

After six years in Washington, D.C., as a top housing official in the Obama administration, Carol J. Galante has returned home to the Bay Area. Now on faculty at the University of California, Berkeley, her new charge is the formation of a housing center to serve as laboratory and catalyst for innovations in housing affordability in California and the rest of the nation.

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