The pressure: Sunday is the last day to sign up for 2015 health coverage on the Affordable Care Act exchange.
The opportunity: Low- and moderate-income people may qualify for aid paying premiums and out-of-pocket costs.
The penalty: People who don’t get covered may pay a tax penalty of $325 per adult or 2 percent of household income.
The challenge: Anyone can check his or her options and enroll online at www.HealthCare.gov. But some questions get tricky. For instance, are you better off choosing the lowest monthly payment or paying more to lower the deductible? Who counts toward household income in nontraditional families?
The options: In North Carolina, call 855-733-3711 to schedule an appointment with someone trained to answer questions. Or attend one of these free Charlotte events to get help. In South Carolina, call 888-998-4646.• From 1-7 p.m. weekdays through Friday at the Charlotte-Mecklenburg main library’s job center, 310 N. Tryon St.
• From 10 a.m.-4 p.m. Saturday at the Children and Family Services Center, 601 E. Fifth St.
• From 1-6 p.m. Sunday at Legal Services of Southern Piedmont, 1431 Elizabeth Ave.
The sponsor: Get Covered Mecklenburg, a coalition of local groups working to increase health coverage and care.