September 19, 2008 12:00 AM

How Wall Street's problems are hitting home

Financial vibrations from Wall Street's collapsing giants are rippling down to Charlotte in various and human ways: Workers are putting off retirement as they watch investments dwindle. Consumer credit is being squeezed at retail stores and gold and silver wholesalers are seeing a boon but can't sell their own high-end jewelry. Here are a few of their stories:

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