It's a day off from school for Charlotte-Mecklenburg students and their teachers, and in many other school systems.

And it's a holiday for bankers.

That means considerably less traffic on the Charlotte metro region's streets during today's morning and evening commutes.

But across the region today, residents will mark the contributions of the United States' military members by observing Veterans Day. A number of special ceremonies are scheduled today -- most of them at or near 11 a.m., the time that an armistice went into effect, ending World War I.

That armistice happened 90 years ago today, on Nov. 11, 1918.

Here are some of the Veterans Day ceremonies across the region:

Charlotte: 11:45 a.m. wreath-laying ceremony, Polk Square uptown.

Albemarle: 11 a.m. parade. Starts at Cannon Park and follows Franklin, Glen, First and Second streets.

Concord: 11 a.m. ceremony, Keystone Club, 247 Spring Street.

Gastonia: 11 a.m. parade, starting at Broad Street and Main Avenue. Parade route is Main Avenue, South Street and Second Avenue to Memorial Hall. Featuring North Gaston High School band. Grand marshal: Thomas “Gene” Reinhardt, a Pearl Harbor survivor.

Kings Mountain: 10:30 a.m. parade. Starts at the Kings Mountain War Memorial and follows Railroad Avenue and Mountain Street, to Mountain Rest Cemetery.

Matthews: 11 a.m. ceremony, Stumptown Park, South Trade Street. Featuring the Junior ROTC units from Butler, East Mecklenburg, Providence and Sun Valley high schools. Special ceremony for Butler High School graduate Joshua Blaney, a U.S. Army sergeant who was killed in action last Dec. 12 by a roadside bomb in Afghanistan.

Mooresville: 11 a.m. ceremony, Glenwood Memorial Park, off Cabarrus Avenue. Featuring the Mooresville High School Navy Junior ROTC. Sponsored by American Legion Post 66.

Shelby: 11 a.m. service, north side of Cleveland County Courthouse. Featuring singers and musicians from First Baptist Church of Shelby and Burns High School, and the Junior ROTC unit from Crest High School.

Statesville: 11 a.m., Mitchell Community College. Featuring Statesville High School Junior ROTC unit.