Carolina Panthers

‘This is it’: After Sunday’s loss, Panthers still have one last chance at Tampa Bay

Key Takeaways
Key Takeaways

AI-generated summary reviewed by our newsroom.

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  • Panthers face winner-take-all game at Tampa Bay for NFC South title and playoff berth.
  • Seattle D stifled Carolina offense; Bryce Young recorded a career-low 54 passing yards.
  • Carolina defense played admirably, but offense gave Panthers no chance in 27-10 loss.

So it all comes down to this:

One game.

One playoff berth.

One final chance for the Carolina Panthers.

The Panthers (8-8) were whipped 27-10 Sunday by the Seattle Seahawks (13-3), who looked every bit the part of the NFC’s No. 1 playoff team during their commanding second-half performance at Bank of America Stadium.

That Panthers loss sets up a winner-take-all game for Carolina at Tampa Bay at 4:30 p.m. Saturday in Tampa — with the victor almost certainly taking not only the NFC South, but also earning a home playoff game on wild-card weekend (Jan. 10-12).

“We get to start the playoffs a week early,” Panthers quarterback Bryce Young said, trying to put the best face on Sunday’s disappointment.

Carolina Panthers quarterback Bryce Young is sacked by Seattle Seahawks linebacker Boye Mafe on Sunday at Bank of America Stadium.
Carolina Panthers quarterback Bryce Young is sacked by Seattle Seahawks linebacker Boye Mafe on Sunday at Bank of America Stadium. KHADEJEH NIKOUYEH Knikouyeh@charlotteobserver.com

Said Panthers nose tackle Derrick Brown: “You got to go get it. ... We got an opportunity in Tampa — that’s the gate to go where we want to go.”

There is one caveat to this winner-take-all situation Saturday afternoon, in what will be Carolina’s first Saturday game of the season.

For Carolina, the task is simple: Win and in.

For Tampa Bay (7-9), it’s a little more complicated. If Atlanta (6-9) wins out — upsetting the 11-4 L.A. Rams on Monday night and then the New Orleans Saints at 1 p.m. Sunday — and the Bucs also beat Carolina Saturday, that will create a three-way tie at the top of the NFC South at 8-9.

In this hypothetical three-way tie scenario, Carolina wins the tiebreaker and would be able to back into the postseason anyway. That option goes away if the Rams beat the Falcons on Monday night, which they are favored by 7.5 points to do.

In the meantime, Carolina botched an opportunity against Seattle to clinch the South on Sunday while Tampa Bay was busy floundering its way to a loss against Miami. Panthers coach Dave Canales purposely kept the Tampa Bay-Miami game score off the scoreboards in the stadium so it wouldn’t distract his sideline — not that it kept thousands of fans from checking their phones and cheering on the Dolphins.

Carolina needed a win Sunday, plus a Tampa Bay loss, to clinch. The Bucs came through but not the Panthers, because Seattle’s defense was a brick wall, holding Bryce Young and the Carolina offense to a combined 139 yards.

Carolina Panthers quarterback Bryce Young, far right, looks for an opening as he is pursued by Seattle Seahawks linebackers Boye Mafe, left, and DeMarcus Lawrence during Sunday’s game at Bank of America Stadium.
Carolina Panthers quarterback Bryce Young, far right, looks for an opening as he is pursued by Seattle Seahawks linebackers Boye Mafe, left, and DeMarcus Lawrence during Sunday’s game at Bank of America Stadium. TRACY KIMBALL tkimball@charlotteobserver.com

Young had only 54 yards passing — a career low for games the third-year QB has started. The last time he threw for a number like that in a start was Week 2 in 2024, when he had 84 yards and promptly got benched.

But a lot of this wasn’t Young’s fault. Who was he going to throw it to? Not a single Panthers receiver on the field could beat Seattle’s primarily man-to-man coverage. The blocking was poor, too. Carolina’s only touchdown came on an improvised Young scramble.

The Panthers’ wideouts barely showed up. Rookie Tetairoa McMillan, gutting it out through an illness, had only one catch for five yards and hurt his Offensive Rookie of the Year candidacy. Jalen Coker had two catches for 16 yards. In all, Carolina’s three top receivers combined for four catches for 24 yards. Xavier Legette’s most notable moment? Lining up offsides on a critical fourth-down play.

Canales noted of Legette that the official “tried to warn him” he was about to be flagged, but Legette didn’t check with the official to make sure he was onsides, as receivers are allowed to do. (McMillan dropped a difficult one-handed catch attempt on the play anyway.)

Legette’s error was just one of many mistakes the Panthers made on offense Sunday, and they needed to play a near-perfect game to beat a Seattle team that might be the NFL’s most talented. Carolina’s defense did its part, turning former Panther Sam Darnold over twice (a Mike Jackson interception, a Nic Scourton strip-sack) and also stopping Darnold short on a fourth-and-1 sneak. Canales said the defense played “amazing,” repeatedly giving the offense opportunities that “we didn’t do anything with.”

Seattle Seahawks quarterback Sam Darnold, right, carries the ball as two Carolina Panthers defenders apply pressure during Sunday’s game at Bank of America Stadium in Charlotte.
Seattle Seahawks quarterback Sam Darnold, right, carries the ball as two Carolina Panthers defenders apply pressure during Sunday’s game at Bank of America Stadium in Charlotte. TRACY KIMBALL tkimball@charlotteobserver.com

After a 3-3 tie at halftime, Seattle blew the game open by scoring two third-quarter touchdowns on short fields following a Chuba Hubbard fumble and a Young interception.

Carolina’s lone Pro Bowler, cornerback Jaycee Horn, also didn’t help the cause Sunday: He dropped a first-quarter interception and then grabbed the facemask of a Seattle receiver to allow the Seahawks to convert a crucial third-and-20.

Let’s think about this for a moment. Carolina actually will have three good chances to win the NFC South by the end of Week 18:

1) The Panthers had their first chance to win the NFC South by beating New Orleans and then Tampa Bay in back-to-back weeks, but lost to the Saints.

2) The Panthers had their second chance to win it Sunday and got the Bucs’ loss they needed, but lost to the Seahawks.

3) The Panthers’ third and final chance comes at 4:30 p.m. Saturday. And honestly, if they don’t beat the reeling Bucs (1-7 in their past eight games), they don’t deserve to make the playoffs. Three strikes and you’re out.

And you should be out.

“We’ve got to get over the fact we missed an opportunity,” Canales said. “But our focus has to go to the next one, really quickly.”

AJ Barner of the Seattle Seahawks scores a third-quarter touchdown against the Carolina Panthers on Sunday at Bank of America Stadium.
AJ Barner of the Seattle Seahawks scores a third-quarter touchdown against the Carolina Panthers on Sunday at Bank of America Stadium. David Jensen Getty Images

“This is it,” Panthers offensive lineman Austin Corbett said. “You want to keep playing in the postseason? Everything you dreamed of as a little kid — go chase that ring. This is your moment.”

In their past 10 games, the Panthers have gone 5-5, and the way they’ve done that has been metronomically impressive: Win-loss-win-loss-win-loss-win-loss-win-loss.

That would seem to mean one more win this weekend, right?

And if not, the Panthers don’t deserve to be in the playoffs anyway.

This story was originally published December 28, 2025 at 7:06 PM.

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Scott Fowler
The Charlotte Observer
Columnist Scott Fowler has written for The Charlotte Observer since 1994 and has earned 26 APSE awards for his sportswriting. He hosted The Observer’s podcast “Carruth,” which Sports Illustrated once named “Podcast of the Year.” Fowler also conceived and hosted the online series and podcast “Sports Legends of the Carolinas,” which featured 1-on-1 interviews with NC and SC sports icons and was turned into a book. He occasionally writes about non-sports subjects, such as the 5-part series “9/11/74,” which chronicled the forgotten plane crash of Eastern Air Lines Flight 212 in Charlotte on Sept. 11, 1974. Support my work with a digital subscription
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