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Love them or hate them, phones are a non-negotiable for most Americans, and some companies use that to their advantage. According to J.D. Power, the average monthly phone bill was $141 in 2025. That’s a lot of money for a day-to-day necessity. Luckily, cheaper options exist. After doing the research, here are the best affordable […]

When comparing Shop Pay vs. Sezzle, there’s a lot to consider—everything from payment plans to fees to the user experience. But the ultimate comparison is much simpler: Which is better for buy-now, pay-later users? I tested both options with a few purchases. Each has its strengths and weaknesses, but one stood out as the best. […]

I’ve compared quite a few BNPL providers… But few comparisons have shocked me as much as this one. Sezzle vs. Credova is tricky because they’re apples and oranges, polar opposites—broad vs. niche, flexible vs. firm, and easy vs. complex. After diving headfirst into both services, here’s your definitive guide to making the right decision for […]

Roughly 40% of Americans who use BNPL use it for apparel—and for good reason. Whether you’re upgrading your wardrobe or replacing a beat-up pair of sneakers, buy now, pay later shoes allow you to spread the expense over time, giving you a handful of paychecks to work with instead of just your bank account balance. […]

A decent laptop typically costs between $500 and $750. Something good, particularly if you’re a gamer or content creator, can easily run up to $1,000, $2,000, and even $3,000 and beyond. That’s where buy now, pay later laptops come in. Because, naturally, having all of that taken out of your account at once can be […]

With a user base of 93 million people, Klarna is one of the most recognizable buy now, pay later (BNPL) providers, but it’s far from the only option available. Depending on your shopping habits, budget, and repayment preferences, another BNPL app may be a better fit. In this guide, I’ll compare several popular alternatives to […]

Choosing between BNPL apps can be stressful, with more than 50 established options to pick from. And choosing between Sezzle vs. Affirm? It’s no different. Because they both look good on paper, sure. But it’s tough to know what they actually look like in practice, and how they fit into your day-to-day life, until you […]

Apple’s newest iPhone line starts at $799, moving into the $1,000+ range pretty quickly. But, rather than having to save or take a big hit to your bank account, you can opt in to a plan that supports buy now, pay later phones—no deposit required. It’s a little more difficult to find deposit-free options, but […]

The average single person spends just under $5,000 every month, making smart spending more important now than ever. But honestly, the stale “give up the Starbucks habit” advice is getting old. More people are using buy now, pay later apps like Sezzle for that reason: to make space in their budget for the little things […]

About 61% of Americans take at least one trip each year, which usually means booking a hotel. But paying the cost upfront—when you haven’t even started your stay yet—definitely isn’t the best way to get in a vacation mood. Buy now, pay later hotels can help. Here’s what’s worth knowing before you book, from how […]

The average cost to furnish a home starts at a whopping $10,000—and while making your house feel like a home can be worth that investment, it’s not easy on anyone’s budget. Buy now, pay later furniture makes the furniture you need feel like less of a blow to your bank account, spreading out payments over […]

Sometimes clothes can wait. Other times, they absolutely cannot. Your boots start leaking during the first cold rain of the season. Your kid wakes up and has somehow outgrown every pair of pants overnight. You get invited to a wedding with a dress code that sounds like it was written by a committee of Pinterest […]

Nobody wakes up excited to search for cash advance apps. Usually, it’s because something small throws the month off, and you need a way to pay a bill. If this is you, you’re not alone. 47% of Americans report being unable to afford a $1,000 emergency expense, which says a lot about why apps like […]

Buying an engagement ring is romantic, exciting, and sometimes? Nerve-wracking. You’re not buying a random accessory. You’re buying the ring. The one that may be in proposal photos, family group chats, holiday conversations, and casual hand-flashing moments for years. And, according to The Knot, the average engagement ring costs around $5,200. That’s why buy-now, pay-later […]

Sezzle is a popular BNPL app, and they’re getting more popular by the day, with over 11 million users. But… how do they work? Does Sezzle do monthly payments? Yearly? And what does interest look like? Don’t worry. I’ve used Sezzle myself, and in this quick guide, I’ll lay out everything shoppers need to know […]

A first-card credit limit is usually around $1,000 for a single card, and can grow to $5,000, $10,000, and beyond if you spend smart. But increasing your credit limit is a little more intuitive. How do you increase your Sezzle limit? As someone who started small with Sezzle and grew my spending power over time, […]

Jewelry is expensive—$500 spent a year on average—and pretending otherwise doesn’t help anyone. But jewelry is also part of our lives. It can help us look presentable, feel confident, express ourselves—and of course, it can be an eternal statement of love. But a decent necklace, ring, bracelet, or pair of earrings can easily cost more […]

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50% of American adults used at least one BNPL service, and Affirm is one of the most popular… But that doesn’t necessarily make it the best choice. No buy now, pay later app is one-size-fits-all. So, if you’re looking for apps like Affirm that are a better fit for you, I’ve compiled a quick overview […]

The buy now, pay later industry is expected to quintuple from now to 2034. Meanwhile, credit card debt stands at $1.28 trillion in the United States. But with the demonization and the list of talking points right now, it’s difficult to know which is better to use—if either. As both a BNPL and a credit […]

Buy Now, Pay Later for airline tickets can be a smart way to manage cash flow. And in 2026, via a Nerdwallet survey, 17% of Americans reported planning to pay for their summer vacations using BNPL. With the right plan, BNPL can make booking flights feel more manageable by spreading the cost into predictable payments. […]

If you buy the Xbox Series X in one shot, you’ll have to spend $599 all at once. Spending ~$125 over the course of a few months, however, sounds a lot more manageable. And that’s before the entire point of the console: the games. So naturally, Xbox Buy Now, Pay Later plans can be tempting—but […]

A gaming rig can easily run up a $1,000 bill— And that’s before you even add a monitor, headset, or desk. Buy now, pay later (BNPL) plans for gaming can make that upfront cost a lot more manageable, letting you spread payments out over time instead of paying everything at once. In this guide, I’ll […]

Ever added something to your cart, saw the total… and immediately started doing mental math? You’re not alone. BNPL market value reached a staggering $107 billion in 2025—and for good reason. Apps like Afterpay can help you split a single, larger bill into four smaller ones spread out over time, so you can focus on […]

A lot of students hear that the SAT just makes college harder, but the College Board claims nearly 2 million students took it, and 1.3 million had scores that actually helped their applications. How you prep can make that difference. Some tools help you lock in weak spots fast. Others look good on paper but […]

How much does Becker actually cost, and what are you really paying for? If you’re looking into CPA prep, price is usually the first thing you want to understand before anything else. After all, the exam itself typically costs around $1,500—and that’s before retakes. And yes, Becker can be expensive, with luxurious packages like the […]

Sezzle is everywhere now—especially if you shop online—and over 3 million users have hopped on board (including yours truly). You see it at checkout next to your other payment options, usually with a simple pitch: split your purchase into smaller payments instead of paying the full amount upfront. That convenience is a big reason Sezzle […]

Looking for a Sezzle promo code, coupon, or discount? Check the offer below before you sign up or shop. If there’s a live Sezzle deal available, this is the easiest place to find it and use it to save—so if you don’t see an offer that sparks your interest, bookmark this page so you can […]

You can go to Lowe’s for one thing and somehow end up staring at a cart total that is…. Well, very much not a “one thing” price. That’s usually when Lowe’s buy now, pay later options start sounding a lot more interesting. The problem is that Lowe’s doesn’t really have one simple pay-later setup. It […]

What do a Coraline-themed birthday, a broken water heater, and Sezzle have in common? Honestly? More than you’d think. As I sit here typing this, still recovering from unexpectedly paying cash for a water heater install (fun), I’m also planning a themed birthday that somehow requires popcorn boxes, balloons, costumes, and yes—a Coraline playing card […]

I have a very, shall we say, specific relationship with Walmart. If I go inside the store, I overspend. Every. Single. Time. I walk in for groceries and somehow leave with shampoo, dog treats, a candle I didn’t plan on buying, and at least one item that makes me question my life choices on the […]

Many stores accept the Sezzle Virtual Card, but it isn’t always as straightforward as you might expect. For me, that’s where the confusion started. Some shoppers can use it at a wide range of stores, while others run into limits based on the card type, the merchant, or the purchase itself. So…who actually accepts the […]

A lot of people assume Target has one buy now, pay later option. It doesn’t. What you actually get is a mix of payment providers, and they don’t all work the same way. Some are better for a quick split on an everyday purchase, whereas others make more sense for a bigger order. So, which […]