Carolina Panthers

A remarkable Panthers playoff game ends in bitter defeat, questionable strategy

Key Takeaways
Key Takeaways

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  • Panthers rekindle fan fervor in first home playoff game in a decade, nearly pull it off.
  • Bryce Young, Jalen Coker supply explosive offense, but Rams had final word in 34-31 win.
  • Panthers’ prevent defense on final drive allowed game-winning drive that looked too easy.

Now that is what a home playoff game is supposed to look like.

The Carolina Panthers lost the game but won a war Saturday night, rekindling the fervor that their fan base felt 10 years ago.

The Panthers acquitted themselves nobly in their 34-31 loss to the L.A. Rams — well, all except for one seriously mistaken strategy issue we’ll get to later. But after Carolina fell behind 14-0 at Bank of America Stadium in the game’s first 18 minutes, this was about as close to a moral victory as you can get in an NFL playoff, all-or-nothing contest.

In danger of being blown out early, the Panthers actually took the lead — twice — in an extraordinary fourth quarter that kept viewers glued to their TVs around the country. Both teams scored 14 points in that final period, with Matthew Stafford’s 19-yard touchdown pass to tight end Colby Parkinson the killing blow with 38 seconds left.

Carolina had one last chance, but Bryce Young threw four straight incompletions from his own 32-yard line, and that was that.

Before that, the Panthers had taken the fourth-quarter lead first on Chuba Hubbard’s second touchdown of the day and then again on a 7-yard pass from Young to Jalen Coker, who had the sort of career, 134-yard day that makes you understand why the Panthers think he’s one of the building blocks of the future.

Coker’s TD made it 31-27, Panthers. A crowd that was roaring for much of the game as loudly as any Panthers crowd has ever roared urged the defense for one final stop with 2:39 to go.

Former Carolina Panthers quarterback Cam Newton hits the Keep Pounding drum prior to the team's game against the Los Angeles Rams at Bank of America Stadium on Saturday, January 10, 2026. The Rams defeated the Panthers 34-31.
Former Carolina Panthers quarterback Cam Newton hits the Keep Pounding drum prior to Saturday’s game against the Los Angeles Rams at Bank of America Stadium. The Rams defeated the Panthers 34-31. JEFF SINER jsiner@charlotteobserver.com

That sellout crowd had gotten its money worth by then. The raucous bunch of 73,426 fans had arrived early and watched prodigal son Cam Newton return to bang the “Keep Pounding” drum before the game. Then the same crowd saw four more Panthers legends — Jake Delhomme, Muhsin Muhammad, Steve Smith and Wesley Walls — march through the tunnel and bang the drum again before the fourth period.

So the Panthers pulled out all the stops for this one, as they should for the team’s first home playoff game in a decade.

At many big moments in the game, it was bedlam. The atmosphere crackled.

Carolina Panthers cornerback Jaycee Horn walks off the field dejectedly following the team’s 34-31 loss to the Los Angeles Rams in the NFL playoffs on Saturday at Bank of America Stadium. Horn wasn’t able to play on the game’s final drive due to injury.
Carolina Panthers cornerback Jaycee Horn walks off the field dejectedly following the team’s 34-31 loss to the Los Angeles Rams in the NFL playoffs on Saturday at Bank of America Stadium. Horn wasn’t able to play on the game’s final drive due to injury. JEFF SINER jsiner@charlotteobserver.com

But then Stafford, the NFL’s likely most valuable player this season, did what Stafford does. He guided the Rams 71 yards in seven plays against pillow-soft coverage. The only play that didn’t gain significant yardage was when Davante Adams dropped an easy catch. Carolina was missing cornerback Jaycee Horn by then — he had gotten injured earlier in the quarter.

Nevertheless, the Panthers did one of those things I can’t stand when trying to nurse a lead. They played soft, vanilla zone coverage, giving up 10-12 yards on every play whenever the Rams wanted to take it.

Los Angeles Rams quarterback Matthew Stafford, left, drops back to pass over the Carolina Panthers defense during Saturday’s action at Bank of America Stadium. The Rams defeated the Panthers 34-31.
Los Angeles Rams quarterback Matthew Stafford, left, drops back to pass over the Carolina Panthers defense during Saturday’s action at Bank of America Stadium. The Rams defeated the Panthers 34-31. JEFF SINER jsiner@charlotteobserver.com

And the Rams — with all sorts of time, three timeouts and a great QB — wanted it, over and over. They drove down to the Carolina 19 with no resistance whatsoever. They never faced a third down.

This strategy may have worked if there were 20 seconds to go, but not 2:39.

Panthers defensive coordinator Ejiro Evero deserves a good bit of blame for this one, because the defense he called for turned out to be the worst possible outcome. Even if the Rams had scored with, say, 90 seconds to go instead of 38 seconds, because a blitz misfired, at least Carolina would have had time to try for a tying field goal and send the game into OT.

Instead, Carolina’s “prevent” defense helped prevent a win.

The caveat: Stafford was so hot by then that he may have led a scoring drive against any defense in the world. But the token resistance was tough to watch, as was the 19-yard, game-winning touchdown pass to Parkinson, who made a terrific catch over safety Tre’von Moehrig’s head.

“Matthew placed it perfectly,” Parkinson said. “You couldn’t have walked up and put it any better.”

Panthers cornerback Mike Jackson defended the final-drive defense afterward.

“The people that are questioning it — let me see what you can do,” said Jackson, who intercepted Stafford in this game, just as he had in the Panthers’ 31-28 win over the Rams on Nov. 30. “Show me your credentials and like how you know coverage, how you know when to blitz, when not to blitz. You feel me? They got armchair quarterbacks. But at the end of the day, you’re not doing this for a living.”

Those final two minutes shouldn’t obscure the fact, though, that the Panthers were 10.5-point underdogs in this game and nearly won it. They did so before a fan base that has understandably been apathetic during a seven-year playoff drought from 2018-2024, but did its job beautifully Saturday.

“We want the message to be, this is the standard now,” Panthers defensive lineman Derrick Brown said. “We want the Bank to be sold out every weekend. And we’ve got to give them a show, if that’s what we want.”

Carolina Panthers head coach Dave Canales, left, hugs quarterback Bryce Young, right, following Saturday’s 34-31 loss to the Los Angeles Rams at Bank of America Stadium.
Carolina Panthers head coach Dave Canales, left, hugs quarterback Bryce Young, right, following Saturday’s 34-31 loss to the Los Angeles Rams at Bank of America Stadium. JEFF SINER jsiner@charlotteobserver.com

Young played one of his best games of the season, completing 21-of-40 passes for 264 yards, an interception and the touchdown to Coker. He made something out of nothing on a 16-yard scramble for a touchdown. And he also provided a look at Carolina’s potential, with a third-year quarterback throwing to a second-year receiver (Coker) and a rookie (Tetairoa McMillan, who had five catches for 81 yards).

Former Carolina Panthers quarterback Cam Newton screams after hitting the Keep Pounding drum prior to the team's game against the Los Angeles Rams at Bank of America Stadium on Saturday, January 10, 2026. The Rams defeated the Panthers 34-31.
Former Carolina Panthers quarterback Cam Newton screams after hitting the Keep Pounding drum prior to the team's game against the Los Angeles Rams on Saturday at Bank of America Stadium. The Rams defeated the Panthers 34-31. JEFF SINER jsiner@charlotteobserver.com

And the Panthers got some big plays elsewhere, too. A blocked punt by Isaiah Simmons set up a short field in the fourth quarter. Jackson’s interception stymied a Rams drive.

Still, the Rams made the plays that had to be made at the end and the crowd eventually filed out — their voices raspy, as Newton had asked for them to be in the game’s run-up, due to yelling so much.

They were disappointed, yes.

But they also knew that they had seen something remarkable.

This story was originally published January 10, 2026 at 10:36 PM.

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Scott Fowler
The Charlotte Observer
Columnist Scott Fowler has written for The Charlotte Observer since 1994 and has earned 26 APSE awards for his sportswriting. He hosted The Observer’s podcast “Carruth,” which Sports Illustrated once named “Podcast of the Year.” Fowler also conceived and hosted the online series and podcast “Sports Legends of the Carolinas,” which featured 1-on-1 interviews with NC and SC sports icons and was turned into a book. He occasionally writes about non-sports subjects, such as the 5-part series “9/11/74,” which chronicled the forgotten plane crash of Eastern Air Lines Flight 212 in Charlotte on Sept. 11, 1974. Support my work with a digital subscription
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